A Public Adjuster serves as an advocate for the insured. It is the job of the insurance company’s adjuster to minimize the size of an insurance claim. Conversely it is the job of a Public Adjuster to utilize their knowledge and expertise to ensure that their cliet is fairly compensated for the loss suffered for their property.

21st Century Public Adjusters works on a contingency fee. That means that we are not paid until our clients receive payment. We receive a percentage of our client’s final settlement of compensation. This makes certain that we are fullly motivated to get every dollar that our clients are owed under the terms of their insurance policy.

When an insured files a claim on their own, without the aid of a professional Public Adjuster, they are at an inherent disanvantage. The insurance company will send an adjuster that has settled hundreds, if not thousands of claims, while in all likelihood this will be the insured’s first attempt to do so. I t is the insured’s resposibility under the terms of the insurance policy to present the damage suffered. It is not the responsibility of the insurance company adjuster to address damage not properly presented by the insured. As such, not having the experience and knowledge of a licensed Public Adjuster to properly present the loss severely handicaps the ability of the insured to recoup the full value of the loss they have suffered.